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Budget
Personal
WHAT IS IT?
A budget is a plan for the money you expect to receive and spend.
IN PLAIN ENGLISH
It is simply giving your money a job before it disappears.
SIMPLE EXAMPLE
If £3,000 comes in each month and your planned regular costs are £2,350, your budget shows that £650 remains before other spending, saving, investing or debt payments.
WHY DOES IT MATTER
A budget helps you see where your money is going and whether your plans are realistic.
THE ROCKET TEST
A budget is a plan for what comes in, what goes out and what you want the money left to do.
SEE IT IN ACTION
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