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JISA
Personal
WHAT IS IT?
A JISA is a Junior Individual Savings Account designed for saving or investing for a child under the applicable Junior ISA rules.
IN PLAIN ENGLISH
It is a tax-advantaged way to save or invest for a child, subject to the current rules and allowance.
SIMPLE EXAMPLE
A family could contribute regularly to a Stocks and Shares JISA for a child. Investment growth is not guaranteed and the value can go down as well as up.
WHY DOES IT MATTER
Starting early gives money more time to potentially grow, although investment returns are uncertain.
THE ROCKET TEST
A JISA is a savings or investment wrapper for a child, with its own rules and limits.
SEE IT IN ACTION
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